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Steward Your Finances

 

The habit of stewarding your finances enables you to grow in virtue, which leads to true happiness. Jesus encouraged financial stewardship when he spoke about calculating the cost of constructing a tower before starting to build it (Luke 14:28-30), and the goal of this habit is to be intentional every day with planning and tracking your finances for wise stewardship. Start with mindful spending, and grow from there to identify areas for improvement and to budget use of your money. The following are examples of ways to steward your finances every day:

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• Prioritize spending on necessary things.

• Practice delayed gratification for unnecessary things.

• Track your actual income and expenses against your budget.

• Use credit wisely to stay within budget, leverage rewards points, and not pay interest.

• Budget how you will use your income to spend, save, and give wisely.

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